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Jeffery Bays Gabrio

Forward and Reverse Mortgage Professional  
CA BRE 00909819   NMLS #253947

About Me

   I was born at Dominican Hospital in Santa Cruz in 1949 and have seen a lot of wonderful change in Santa Cruz. After graduating from Humboldt State and serving in the California National Guard, I worked as a lender in Santa Cruz for 45 years. Many of my clients have purchased homes, refinanced to better rates and have referred their friends and family to me for mortgage advice. I enjoy helping people make educated decisions about buying, refinancing and reverse mortgages.

   My wife, Cathie, and I have lived on a couple of acres with an ocean view in Soquel for 32 years. Currently, we share it with two lively dogs and lots of garden space.

   Cathie and I were blessed with four children. Gregson (married to Sara) owns a home in Los Angeles and works in the film industry as a digital imaging technician, Sara is a makeup and hair artist working on films and some famous musical artists.

Peter (married to Megan) owns a home in Roseville with three of our granddaughters Avery, Eleanor, and Madeline. Peter is a VP for a bank writing loans and lines of credit. Stephen and his wife Adrianne own a home in Marina where he works as a software engineer and dotes on our 3rd granddaughter Scarlett. Elizabeth (married to Giovanni Aliotti) owns a home in Del Rey Oaks and has a new addition to their family, Luca, a cute little boy. Giovanni works in frozen food sales and distribution.

 

   I keep myself busy with hobbies like sailing, restoring old 1930 Model A Fords, enjoying our view from our home of Monterey Bay. 

What I Offer

Forward Mortgages

The forward mortgage is a fixed-rate mortgage that allows you to set the interest rate in advance. This mortgage is particularly suitable if you need a mortgage with a fixed start date or end date.

Reverse Mortgages

A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property. 

Refinances

Forward or Reverse mortgages that restructure your position to your benefit.

CONTACT ME

Phone

Email

Website

Address

(831) 818 2522

jeffgabrio@gmail.com

https://allcalfinancial.com

2571 South Main Street Unit D

Soquel, CA 95073

Let's Talk

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ALL CAL FINANCIAL, INC.

CalBre# 02090894 NMLS # 1879009

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